Cashback rewards have always been proven to be an effective way of saving money from spending your credit. This is why cashback rewards credit cards like the Rakuten credit card are very popular, especially in Japan.
The Rakuten Basic Credit Card is specifically even more popular due to its accessibility and simplicity in usage. It is one of the most common cashback rewards credit card in Japan and continues the straightforward standard option for a credit card.
If you're interested in checking out the Rakuten Basic Credit Card, here is a guide on the features and perks of the card. You can also learn how to apply for the Rakuten credit card with the article below.
Key Features and Perks of Rakuten Basic Credit Card
The Rakuten Basic Credit Card is one of the simplest credit cards out there.
There's nothing fancy or complex about the card, but that does not mean it is not jampacked with features and perks.
With the Rakuten Basic Credit Card, you get the credit limit, features, and perks that you will certainly enjoy.
Get Rakuten Points
With the Rakuten Basic Credit Card, you get 1% of the points that you earn from purchases made with the card. This means that you get 1 yen for every 100 yen that you spend.
This consistent rate makes it easier for you to calculate all of your potential rewards so you can plan your purchases ahead of time. You can then redeem your rewards for Rakuten services and many other exclusive items from partner merchants.
Get More Out of Your Rakuten Basic Credit Card
Alongside the rewards you can earn by simply using the Rakuten Basic Credit Card, you can earn more when you use the card within the Rakuten ecosystem.
Use the credit card in different categories, such as Rakuten Travel, Rakuten Books, and many other services, and you will gain more rewards.
Some unique campaigns and promotions happen all year round that will further boost your rewards, so make sure that you check them out.
Rakuten Pay Integration
When you have the Rakuten Basic Credit Card integrated into Rakuten Pay, you can use it to pay for different transactions and services.
This makes it even more convenient to use as you don't always need to carry the card with you. It also makes transactions more secure now that it is done through contactless payments.
Accepted All Over the World
Rakuten is renowned worldwide for its services, which is why its credit card is also accepted in many places all over the world.
You can use the Rakuten Basic Credit Card anywhere it is accepted. You can use it as a convenient payment option when you travel abroad or make purchases overseas.
Interest Rates and Other Charges
Another great feature of the Rakuten Basic Credit Card is that it has no annual fee. With this Rakuten credit card, you will never have to pay the annual fee for the rest of your life.
There is no mention of the interest rate for the card on the official website. However, it will always be determined during the application or in the terms and conditions of the card.
How to Maximize Your Rewards with the Rakuten Credit Card
With rewards as the main draw, Rakuten cardholders should know how to maximize the rewards.
First, you should prioritize purchasing Rakuten services and products and use the card to pay for them. Take full advantage of campaigns and promotions that will help you increase how much rewards you can earn.
Pay your bills in full so you don't have to deal with extra charges, and you avoid accumulating interest on your account.
Lastly, use Rakuten Pay as your primary source of payment and link your Rakuten card to the digital wallet to further increase your rewards.
Contact Details
If you need more information, you can check out the official Rakuten website or you can call the customer service hotline at 0570-66-6910. They are available to receive your call from 9:30 to 17:30.
You can also visit any nearby Rakuten branch or their main office, which is located at 1-14-1 Tamagawa, Setagaya-Ku, Tokyo, Japan.
How to Apply for the Rakuten Basic Credit Card
To apply for the Rakuten Basic Credit Card, you must qualify first. There are specific requirements that you need to meet before you can apply.
Applicants must be of legal age at the time of the application and must be currently employed.
You must have documents to prove that you reside in the country and you are currently earning a stable income. A positive credit history is also important if you want to qualify for the card.
Where to Apply
There are several ways for you to apply for the Rakuten credit card. You can conveniently head over to any nearby Rakuten locations and bring with you your requirements.
Ask for assistance from any representatives and start your application. You can also check out the official website for more details and apply online.
Applying Online
If you wish to apply online, you can proceed to click Apply on the Rakuten Basic Credit Card page. You can always review all the details of the card before you apply.
Provide all of the required information and attach all the necessary documents for application. Review everything before you submit.
Wait for their confirmation and this might take a few days before they reach out to you. Once approved, your card will be delivered to you by mail.
Conclusion
The Rakuten Basic Credit Card is a simple, no-fuss credit card with unique features. It is no wonder why it is one of Japan's most popular credit cards.
Not only does it have simple features, you have rewards that you can maximize if you know how to take full advantage of the card. Check out more details about the card and apply for one today.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
